Bank Lunch Time & Bank Timings for Financial Transactions

Plan a visit to bank by knowing bank lunch time to complete your banking transactions, Find lunch time and bank timings of various in banks in India to complete financial transactions as per bank time today…

Lunch time is usually between 1 PM to 3 PM during the working hours, bank employees also follow the same guidelines and do take their break in this time. Unlike other companies or organizations and bank lunch time of employees is said to be accurate as they intend to support the customer on desk. Bank job is a critical job and everything must be done on time as per the roles allotted as per bank employee salary.

Any miss in this timing will actually miss the timing in their job which might lead to miss their commitments given to customers. Throughout the day the rush of customers for their banking issues or transactions will be queued and it is the priority of a bank employee to provide service at earliest as per bank timings.

There are multiple banks in India which have break time that is for 30 mins or 45 mins or 1 hour depending upon their commitments. We have brought a list of banks (Private banks, Public Sector Banks, Foreign Banks) along with their lunch break timing. There might be slight changes in timing, but they do follow exact timing to serve customers better.

Bank Lunch Time

Bank Business Hours Lunch Timings
State Bank of India (SBI)10AM to 4PM2.30 to 3PM
Canara Bank1.30PM to 2PM
Bank of India (BOI)10AM to 03.30PM2PM to 2.30PM
Bank of Baroda (BOB)
Union Bank of India (UBI)
Punjab National Bank (PNB)
HDFC Bank 2-3 PM
AXIS Bank1-2 PM
Kotak Mahindra Bank 1.30 to 2PM
Yes Bank 1.30 to 2PM
Citi Bank 1to2PM
Standard Chartered Bank 1-2PM

SBI Lunch Time

SBI is the largest bank in India whose branches found in every city and remote site of India. The bank lunch time of SBI employees is between 2:30 PM to 3:00 PM which is only 30 minutes.


HDFC Bank is also the largest bank of India, despite SBI it doesn’t not follow an exact time around the nation. The employee lunch time differs as per their region and it falls between 2:00 PM to 3:00 PM.


AXIS Bank is a National Bank and it does maintain an equal timing throughout the nation. These private banks do have their lunch time between 1:00 PM to 2:00 PM same at all branches.

Kotak Mahindra Bank

Kotak bank is the most preferred bank in India which does have their branches in most of the cities. The lunch time for Kotak Mahindra Bank is between 1:30 PM to 2:00 PM.

Yes Bank

YES Bank is a National Bank of India serving customers around the nation. It does have their lunch time between 1:30 PM to 2:30 PM.

Citi Bank

The Citi Bank can found in most of the cities of India with having their lunch time similar at all locations. They have their time Between 1:00 PM to 2:00 PM.

Standard Chartered Bank

This bank mostly seen in government offices and as well preferred by the government employees. The lunch time is between 1:00 PM to 2:00 PM in all their branches in India.

Canara Bank Lunch Time

The private banks have their branches spread across India. It does have their lunch time difference as per their state locations. It might fall between 1:30 PM to 2:30 PM.

Will there be no support during Bank Lunch Time?

The Bank Lunch Time will be for a short time only that might be around 30 mins to 45 mins only. Thus between these short break tizme, the Bank Employees will not support and the Branch work for the customers will be put on hold. Moreover there will be basic services running all day with a delay of a few minutes.

What is the Bank Timing in India?

The Indian Bank timing has been changed after the Pandemic Situation. Now the Government Banks are operating from 10:00 AM to 4:00 PM is the business hours, whereas the private banks get their branches closed at 3:00 PM.

What happens if I drop cheque at the closing time of the Bank?

Any Cheque which is dropped in the bank at the Closing time will be taken into the deposit section at the next day’s first working hour. The Cheque process is entirely manual in India, thus it needs an employee to cross verify and process the transaction request.