Skip to content

99Employee

  • EMPLOYEE
  • HRMS
  • PENSION

SBI Interest Rates 2023 for Savings Account, FD, Home Loan & Personal Loan

Last Updated on: November 19, 2023

by Admin

SBI Interest rates changed in 2023 for different categories like Savings account, Fixed deposits(FD), Home Loan and Personal Loan, Check State Bank of India offers different interest rates for savings and deposits accounts, and any customer having a Savings account in SBI is valid to get offers from various benefits…

SBI Interest Rates

Bank savings interest rate is valid, if the customer maintained the minimum amount in their savings accounts, and the Interest Rate of State Bank of India varies every year based on budget session and thus by having your savings account will also earn you extra money.

This rate is paid by financial institutions based on the deposit done in a once saving account and thus the amount gets added in the current principal savings balance.

SBI Interest Rates

Choose better savings accounts in State Bank of India to drive an extra source of income without any risky investments, and the Interest Rate of SBI accounts and Deposits is far different from the SBI Fixed deposits.

SBI Savings Account Interest Rate

At present the following interest rates are applicable for all State Bank of India savings account holders with effect from 15.10.2022

  • NSC Bond : National Savings Certificate Types, Interest Rate, Calculator & New Features
  • NSC Calculator to Calculate National Savings Certificate Maturity
  • PPF Account Benefits, Interest Rate, Withdrawal, Loan & Account Online
  • Below 10 Crore will get 2.7% per annum
  • All the accounts having a balance from 10 crore and above will get 3% per annum

SBI FD Interest Rates

The following different types of SBI Fixed Deposit Interest Rate applicable for the general public and senior citizens as on 15.02.2023

Tenor of Fixed DepositInterest Rate for General PublicInterest Rate for Senior Citizen
7 – 45 days3%3.5%
46- 179 days4.5%5%
180 -210days5.25%5.75%
211-1year5.7%6.25%
1-2 Years6.8%7.3%
2- 3 Years7%7.5%
3 – 5 Years6.5%7%
5 – 10 Years6.5%7.5%
400 days (Amrit Kalash)7.1%7.6%
SBI Term Deposit Interest Rate Table

History of SBI Interest Rates

For Sarvottam deposit: just check below

https://bank.sbi/web/interest-rates/sarvottam-domestic-term-deposit

For Deposits :

SBI Fixed Deposits Rate of Interest HistoryDownload

SBI Home Loan Interest Rate

Effective From% of Interest
01.09.2023 to 31.12.20238.7-9.45%

SBI Personal Loan Interest Rate

Effective From% of Interest
15.07.202311.05 to 14.05%

SBI Pension Loan Interest Rate

Effective From% of Interest
15.07.202311.2% to 11.7%

SBI Education Loan

Effective From% of Interest
15.07.2023Upto 11.15%

99employee.com will update the new interest rates whenever changed by the bank, and you may check the original source sbi.co.in for more information

RELATED POSTS

  • NSC Interest Rate on Investment - Find Year Wise Interest Chart
  • PPF Interest Rate History from 1986 to 31st March 2021
  • Disadvantages of PPF (Public Provident Fund) Account Investment
  • How to Transfer Shares from One Demat Account to Another
  • What is Demat Account What is the Use of it in Simple Words
  • NSDL CAS on Email for Investment Consolidated Account Statement
  • Check PPF Withdrawal Eligibility Online at SBI Online Banking
  • Copper Price Updated Per Kg with Spot Rates and History
  • Zinc Price 2023 and History
  • Palladium Price 2023 History
99employee © 2023 | Privacy Policy | User Agreement | Contact Us