Here is the list of Best Car Insurance providers in India for 2022, Find the company new policy offering Third Party, Zero Depreciation and Comprehensive Car Insurance as per requirement to cover the damage or loss happened at any time…
An insurance for vehicles is compulsory in India and every owner is ordered to have comprehensive or third-party Car Insurance, and according to Motor Vehicle Act, 1988 a Vehicle insurance is must and thus everyone is ordered to follow it.
Third party Car Insurance only covers any damage or loss to third parties and no benefits will be covered for damage to the car or owner of the policy holder, and thus, it is advised to have comprehensive Car Insurance which insure both side parties as third-party vehicle, property or driver and same on policyholder loss, damage, causality.
Best Car Insurance in India
In this article we have a lot of Car Insurance that can be opted based on their Incurred Claim Ratio and Network Garages, and there are many things which differ with every Car Insurance as many add accessories claim and there are extra add-ons for more benefits, so choose from the best Car Insurance from here to secure your car and third party.
Bajaj Allianz Car Insurance
This is one of the leading Car Insurance companies which was awarded Best Motor Insurance by Money Today. Comprehensive and liability only policy is both offered by Bajaj Allianz, and choose from affordable plans and flexible premium options to get better Car Insurance.
An extra Personal Accidental Cover of RS 15 Lakhs for policy holder of car owner is given here. Also, the coverage for CNG Kit, NCB Discount. Accessories Cover, Co-passenger, Paid Driver cover can be added in Car Insurance. Get your policy issues online and renewed as well along with having Zero Depreciation Cover.
Bharti AXA Car Insurance
Bharti AXA provides coverage for damage, loss due to theft, natural disasters, man-made disasters and accidents of cars, and it also provides a Personal Accident cover of 15 Lakhs RS and covers third party liabilities. Comprehensive Car Insurance, Third Party liability plan, standalone Damage Plan are three different Car Insurance schemes that can be seen here. It has got the largest cashless garage network in India to get your car repaired without cash.
Get extra Add-ons for paid driver, co-passenger, damage of accessories with little much premium amount, so visit the Bharti AXA Car Insurance official site and list the Add-ons to protect your car in all ways.
Cholamandalam Car Insurance
This is a well-known Car Insurance scheme provider which covers both the third-party liabilities and third-party property damage. It also covers an PA of 15 Lakhs with natural and man-made disasters, and third party car Insurance, Zero Depreciation Car Insurance and Comprehensive Car Insurance are schemes available from Cholamandalam Car Insurance.
The Towing charges during accidents are also covered in Car Insurance along with having a wide network of cashless garages, and an option to opt for Rs 2 Lakhs Personal Accidental cover can be taken including current policy.
Digit Car Insurance
A leading start-up Car Insurance provider which offers third party and comprehensive Car Insurance cover, Damage due to fire, theft, natural disasters and loss or damage of cars are covered under this policy. A personal accidental cover for the driver of the owner ‘s car is also covered here with giving most cashless rapier options.
Get easy online purchase of policy, no claim bonus, doorstep pickup service and super-fast claims form Digit Car Insurance, and any extra claim for accessories or body parts that are fitted outside can be covered with accessories Add-ons provided in claim.
Edelweiss Car Insurance
This is one more private Car Insurance provider which covers both private car package insurance and liability only insurance, and an accidental cover of RS 15 lakhs covered under the same plan with having third party loss or damage due to theft, So get an option to get passengers or paid drivers into liabilities with some added Add-ons to secure you’re driving all the way.
Get No Claim Bonus, cashless garage and faster claim settlements in policy. Any extra Add-ons can be covered with added premium value.
Future General Car Insurance
Future Generali is a popular Car Insurance which provides both the comprehensive and third-party Car Insurance scheme, and get the car damage and personal accident cover of Rs 15 Lakhs added in the same policy. To get the deprecation protect, Roadside Assistance, engine protect, Invoice value Protect, Keys and Locks projects, more can be added with available Add-ons
Future Generali Car Insurance also has a good range of Cashless garages along with giving you a value for cashless hospital, and add-ons can be checked from the official website as per your requirements.
HDFC ERGO Car Insurance
Everyone is aware of this HDFC ERGO which is a top Car Insurance provider. The basic policy covers third party liabilities with damage or loss caused due to theft, fire, explosion or accident, and also, natural disasters or climate change affect damage are covered under Car Insurance policy, also it offers Third Party Liability plan, Comprehensive Car Insurance plan and standalone Car Insurance plan.
A towing charge of Rs 1500 is covered under policy along with No Claim Bonus, Cashless Claims at garages, overnight Car repair, Unlimited claim facility and claim approval in 30 minutes, where to get any accessories, co-passenger, paid driver or any such Add-ons are available with an extra pay in premium.
- Why Should Car Insurance be bought?
Buying a Car is a big task for many as it takes huge investment to get a desired car on-road, So, it is essential to make your investment secure, as you never know what is going to happen while driving.
Also, this is a government policy to have at least third-party Liability cover Car Insurance for every vehicle, and in all aspects having a Car Insurance is always beneficial for the driver owner.
- Lost my Car during Floods, Will that be covered in Car Insurance?
Yes, many Car Insurance providers do have natural disaster climate cover, which helps policy holders to get full claim cover for cars which are lost in floods.
It is also advised to check the minimum points of floods, natural disasters, man-made disaster points added by default in your Car Insurance policy.