Are you looking for a hassle-free way to open a savings or salary account with Bank of Baroda, You can now easily do it online, and customize your account according to your requirements. Let me assist you with the process.
BOB Online Account Opening
Opening an online savings account with the Bank of Baroda
- Open the Bank on your phone.
- Click on the icon (hamburger in shape).
- Click on “Accounts” and choose “Open a Savings Account Digitally”.
- Proceed by clicking “Yes” to agree to terms and conditions.
- Enter your email ID, mobile number, OTP received, and select options.
- Provide your PAN and Aadhaar Number.
- Select the nearest branch and provide personal and nominee details.
- Add additional services and click on next.
- Complete the account opening application and click on the complete video KYC for verification.
- Once video KYC is complete, you can start transacting using your new BOB savings account.
Bank of Baroda B3 Account is the bank’s latest digital savings account, introducing a fully digital account opening process through digital Know Your Client (KYC).
Also Read: BoBiBanking for Bank of Baroda Retail & Corporate Login
This innovative account eliminates the need to visit a physical bank branch. To start the process, download the Bank of Baroda mobile banking app and complete the account setup using your Aadhaar and Permanent Account Number (PAN). The B3 digital account offers the convenience of carrying your bank with you wherever you go.
The Bank of Baroda Benefits Bonanza presents three distinct types of digital B3 accounts based on the chosen initial funding:
Types of Digital B3 Accounts:
- B3 SILVER Account:
- Ideal for students and freshers, this is a zero-balance account.
- Initial Funding: INR 0 to INR 24,999
- B3 PLATINUM Account:
- Tailored for salaried and self-employed individuals maintaining a higher average balance.
- Initial Funding: INR 50,000 and above
- B3 GOLD Account:
- A basic account designed for individuals maintaining an average minimum balance.
- Initial Funding: INR 25,000 to INR 49,999
Also Read: Apply Bank of Baroda Online Digital Gold Loan
How to Open a Digital Bank of Baroda Savings Bank Account in Mobile App
- Download and Install BOB World mobile banking app.
- Choose Account Type:
- Open the app.
- Select language.
- Explore B3 options (SILVER, GOLD, PLATINUM).
- Select the account, and tap ‘Apply’.
- Provide Details:
- Enter email, linked mobile, and residential status.
- Verify email and checkmark declarations.
- Agree to Terms & Conditions:
- Checkmark FATCA declaration.
- Accept ‘FATCA Declarations,’ ‘General terms,’ and ‘CKYC terms.’
- PAN & Aadhaar:
- Enter PAN and Aadhaar.
- Authenticate Aadhaar via OTP.
- Select Nearest Branch:
- View branches using Aadhaar PIN.
- Personal Details:
- Provide personal info, and add nominee (optional).
- Additional Services:
- Pre-selected services (Internet Banking, Mobile Banking, Virtual Debit Card).
- Choose UPI service if needed.
- Schedule Video KYC:
- Select the date and time.
- Receive email with required documents.
- Account Activation:
- After Video-KYC, back-end verification.
- Upon approval, get a Welcome Letter via email in 2 days.
- Password-protected PDF contains account details.
Can I track the status of my online account opening application?
Yes, BOB provides options to track the status of your online account opening application through the official website or mobile app.
Can NRIs open an account online with BOB?
Yes, Bank of Baroda provides online account opening facilities for Non-Resident Indians (NRIs), offering different types of NRI accounts.
How long does it take to open an account online?
The time to open an account online varies but is generally completed within a few minutes if all required documents and information are readily available.
What types of accounts can I open online with BOB?
Bank of Baroda allows you to open various accounts online, including savings accounts, current accounts, and fixed deposits.
Can I open a Bank of Baroda savings account in a different city?
If you intend to open a Bank of Baroda savings account in a different city, you will need to submit proof of your address in that city. This proof can be validated by providing your Aadhaar card, passport, driving license, or voter ID card.
How many savings accounts can I open in BOB?
You can open multiple savings accounts in the Bank of Baroda, allowing customers to access various facilities with the same bank. Not all facilities are available with every type of bank account.