Types of CitiBank Credit Card and their Special Features
Citi Rewards Credit Card
- 10 Reward Points per Rs. 125 spent (especially on clothing or departmental)
- 4 additional Reward Points per Rs. 125 on Amazon, Flipkart, and Myntra.
- 1 Reward Point per Rs. 125 on all other spends.
Citi Cashback Credit Card
- 5% cashback on telephone and utility bill payments and movie ticket purchases.
- 0.5% cashback on all other spends.
First Citizen Citi Credit Card
- 14 First Citizen Reward points (on every spending of Rs. 200 at Shoppers Stop on brand apparel).
- 10 First Citizen Reward points (on every spending of Rs. 200 at Shoppers Stop on other brands).
- 2 First Citizen Reward Points (on other spending of Rs. 200).
Citi Prestige Credit Card
- 1 Reward Point for every Rs. 100 on domestic spending.
- 2 Reward Points for every Rs. 100 on international spending.
Citibank PremierMiles Credit Card
- 10 Miles/Rs. 100 spent on airline transactions.
- 4 Miles/Rs. 100 spent for all other transactions.
IndianOil Citi Credit Card
- Accelerated 4 Turbo Points for every Rs. 150 spent on fuel purchases.
- 2 Turbo Points per Rs. 150 spent on groceries and supermarket.
- 1 Turbo Point per Rs. 150 on all other spends.
Citibank India, a subsidiary of Citigroup, has been operating since 1902, pioneering modern financial solutions in India. It entered the credit card industry between 1990 and 1995. In March 2023, Axis Bank acquired Citibank’s Indian consumer business as part of Citigroup’s global retail banking exit from.
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There isn’t a set maximum for the number of Citi credit cards you can possess. While some individuals may hold numerous Citi cards, the determining factor is usually the total credit limit extended to you, not the quantity of cards.
However, specific limitations and considerations arise during the application process, which I’ll elaborate on below.m 13 countries, including India.
Citibank Credit Card Login
The following is the simple process to register the card to activate Citibank credit card login on Go
How to Register Citi Bank Credit Card Online
- Visit https://www.online.citibank.co.in/ and click “First Time User? Register Now.”
- Select “Credit Card” from the account information dropdown.
- Authenticate account information using OTP.
- Choose a USER ID.
- Set an IPIN (Internet password).
- Set an APIN (ATM PIN).
- Log in using your USER ID and IPIN.
How to Activate Citi Bank Credit Card Online
Explore the options below for activating/deactivating your Citi Credit Cards, Debit Cards, and Citibank Ready Credit Cards through our accessible channels, available anytime, anywhere.
Through Citi Bank Mobile App
Activate or deactivate your card instantly through the Citi Mobile App, with immediate confirmation via SMS, and enjoy additional safety and convenience features. Follow the steps discussed below to activate the card through the Citi Bank Mobile App:
Step 1: Download the Citibank SG Mobile App
- Visit the Citi app store OR Google Play.
- Download the “Citibank SG” mobile app from the App Store or Google Play.
Step 2: Activate the Card
- Click “Activate card.”
- Follow the instructions to complete card activation.
- If using the Citi Mobile® App:
- Tap the Profile menu.
- Under ‘Cards & accounts,’ tap the desired card.
- Tap ‘Activate now.’
- Enter the One Time Pin (OTP) of Citi Mobile Token PIN.
- Enter the CVV of your new card.
- Tap Activate.
Activate/De-activate Cards Online with Internet Banking PIN:
- Visit www.citibank.com.sg on a computer/laptop/tablet.
- Click on “LOGIN TO” and then “Citibank Online.”
- Enter User ID and Password.
- Navigate to “Services” > “My Profile.”
- Click on the “Card Activation” link.
- Follow the on-screen steps to complete the activation/deactivation process.
How to Check Citibank Credit Card Statement Online
- Log in to your online account.
- Choose your credit card from the top dropdown menu.
- Scroll down to the “Transactions” section.
- Utilize the dropdown menu in the “Transactions” section to select the desired statement.
CitiBank Credit Card Payment
There are different modes to pay the Citibank credit card bill in online or offline, just check the simple steps and different modes of payment
Paying Citibank Credit Card Bill on CRED App
- Earn rewards for timely payments.
- Covers late fees, and offers CRED coins, cashback, deals, and discounts.
- Download/install the CRED app.
- Register with your mobile number and email ID.
- Log in and add Citibank credit card details.
- Manage cards in the ‘cards’ section.
- Select the card, click ‘pay,’ and choose a payment option.
- Securely make Citibank credit card payments.
How to Pay Citibank Credit Card Bills via the CRED App
- Download/install the CRED app.
- Register with your mobile number and email ID.
- Log in, and add Citibank credit card details.
- Manage all cards under ‘cards.’
- Select the card, click ‘pay,’ and choose a payment option.
- Proceed to make Citibank credit card bill payment.
Other Methods of Paying Citibank Credit Card Bills (Online):
- Net Banking: Login, select credit card, enter the amount, and confirm.
- Auto-Pay: Set up automatic deductions for monthly bills.
- Mobile App: Use the Citibank mobile app, select the card, enter the due amount, and confirm.
- NEFT: Add Citibank credit card as ‘payee’ in another bank’s net banking.
- UPI: Create UPI ID, log in, select ‘credit cards,’ enter details, and pay.
- BillDesk: Visit the Citibank credit card BillDesk portal, enter details, choose the payment option, and confirm.
Offline Methods of Citibank Credit Card Payment
- Cash Payment: Visit the nearest Citibank branch, and deposit cash at the payment counter.
- Cheque Payment: Write the cheque, and drop it at the ATM or designated dropbox.
- ATM Funds Transfer: Swipe your Citibank debit card at the ATM, select credit card payment, and follow the instructions.
What to do for the Forgotten User ID of the Citi Bank Credit card login
If you’ve forgotten your User ID, you can easily recover it online. Provide the followIng details:
- Your credit card number
- Your CVV
- Personal information of either yourself or the primary cardmember, including date of birth, last 4 digits of the social security number, account number, or security word
- Upon submission, any User IDs associated with your card will be promptly displayed on-screen.
How to Regain Access CITI Bank Credit Card Account Online
Regaining online access to your account is easy –
- Use the Citi Mobile App with the QR code.
- Select “Forgot User ID or Password” on Citi.com and follow the instructions.
- For assistance, opt for Chat; they’ll guide you through the process.
How do I apply for a Citibank credit card?
You can apply for a Citibank credit card online through the official website or by visiting a Citibank branch.
What docmoments are required for Citibank credit card application?
Typically, you would need identity proof, address proof, income proof, and passport-sized photographs.
How can I check the status of my Citibank credit card application?
You can check the status of your credit card application online through the Citibank website or by contacting the customer service helpline.
How can I activate my Citibank credit card?
You can activate your Citibank credit card by calling the activation number provided with the card or through Citibank’s online banking portal.
How can I pay my Citibank credit card bill?
You can pay your Citibank credit card bill through various methods, including online banking, mobile banking, NEFT, auto-debit, and at Citibank ATMs.
How can I redeem reward points on my Citibank credit card?
You can redeem your reward points through the Citibank online portal or by contacting the customer service. Redemption options include cashback, travel vouchers, merchandise, and more.