Care Freedom does come with lifelong renewability options which cover all expenses during insured person hospitalization. The Care Freedom Claim form shows all the requirements. It is to submit as per the policy which does cover daycare treatments, health check-ups that don’t require hospitalization.
Irrespective of claim history the benefits are pre-policy medical check-up amounts of cash & easy claim settlements along with automatic recharge of sum insure.
There is total coverage of 5 lakhs provides by Religare having a waiting period of 2 years. The minimum age required to enter this plan is 90 days which doesn’t have any upper limit for age. There are numerous pre-existing diseases that can cover under the Care Freedom Health Insurance Product.
Care Freedom Health Insurance Claim Form
The Claim form for the Care Freedom Health Insurance Product does come with the tagline of care freedom which must use by policyholder.
So with the growth of online use, they have also switched the claim status tracking to both online and through SMS. This is which you will be able to check your insurance claim form status once it is submitted. It is always advisable for any of you to ensure that the hospital that you choose is among the network hospitals suggested by the Care Freedom. They provide ease of assistance for claim form filling as they are already frequent with the process.
If you want to learn how this claim form works then go over the instructions and explanation below. With this you can help you understand more about the Health Insurance product.
Claim Form Part A
At the top of the Claim do mention the Claim Intimation Number along with Policy number. It is such that insurance providers edit your details and the details of the primary insured person along with the insurance history under the same policy.
Full details of the insurance policyholder along with proper communication address and relation with primary insured detailed here. Details of hospitalization with date and type of illness or accident must mention, and the details of Bill payment to the hospital under treatment with their serial number. It is all to all to enter to calculate the entire medication Bill. This is your total bill that willask for reimbursement based on the Bills provided.
The Insured person Bank details must filed correctly, as if the reimbursement amount sanction will directly sent to their account.
Claim Form Part B
This part of the Religar Claim Form needs to follow by the hospital which does provide a detailed history and treatment that the insured person has gone through under their hospital.
Details of the hospital, Details of Patients admits along with diagnosis patients underwent must written. Checklist must be correct based on the documents attached with the declaration of hospital authority as proof.
Is the process for Care Freedom Claim like other Claims?
Care Freedom is a policy that does go long for a large term. The process for the reimbursement is different when it compare with other health insurance products. The bills of daily treatments along with other test can also chosen for claim under this policy.
Can we claim medicine Bills under Care freedom Product?
Yes, Care Freedom does allow its insured person to claim every single bill that they have got from the hospital during the course of the policy. The policy does not look for any backend diseases or hospitalization, and irrespective of such one can get Care Freedom Policy for insured.
Can we resume Care Freedom Policy after 5 Years?
The Care Freedom policy is open for the long term and one can anytime get it resume with the same insure amount by making the due premium amount for that particular year. The policy will start covering all your expenses of your medical treatment. It is from the date of resume of your Care freedom policy which will accept by the insurance provider.