What if my Outstanding Balance is still pending?

To close an existing credit card the outstanding balance should be paid and cleared, and If a request is raised, until the balance is cleared, the Credit card will be deactivated but will be put on hold for closer.

Does any process change for Personal or Corporate Credit Card Closer?

No, the process for both the personal and Corporate SBI Credit Card is same and thus details required will be different, and once respective details using a predefined process is given, Credit Cards will be automatically closed.

Can SBI Suspend, Terminate Use of my Card?

Yes, if you have delayed payment of a Credit Card for more than 2 months of due date. Then a credit Card will be suspended and terminated for use. Same will be followed in case a closer request form is submitted.

If I close my account, is there any refund amount that i get?

No, as the amount credit card holds is all credit amount given to an account holder for limited time usage, and there will not be any refund initiated or processed when you request to close SBI Credit Card account.

Does credit card closed if any EMI is pending with any other third party

No, they won't close the card until clearing all the EMI's pending or until clearance received from other.

What is the closing charges imposed on customer ?

The charges for closure were charged from time to time as per the regulations and imposed as per the rules on that date.

SBI

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